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BMD flagBermudian Dollar
(BMD) Insights

Currency of British Overseas Territory and world's #2 reinsurance centre after London; international business = ~85% of GDP; Bermuda holds ~$750 billion in reinsurance liabilities; captive insurance, hedge funds (Class 4 insurers), and insurance-linked securities (cat bonds) dominate; one of world's highest per-capita incomes (~$118,000); no income or capital gains tax; hurricanes create the very insurance demand that built the economy; 2022 – ~60% of S&P 500 cat bond market domiciled in Bermuda

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Currency Snapshot

Technical specifications, central bank governance, and market standing for Bermudian Dollar.

ISO Code

BMD

Standardized ISO 4217 Currency Code

Symbol

BD$

Unicode Glyphs & Display Symbol

Minor Unit

1/100 = Cent Decimals

Subdivision unit definition

Region

Bermuda

BMD Primary AreaGlobal Trade
Central Bank

Bermuda Monetary Authority (BMA)

Bermuda Monetary Authority (BMA)

Pegged Currency

US Dollar (USD)

Market-determined exchange rate mechanism

Currency Standard: Fiat (USD-pegged at 1:1)

Classified as Fiat (USD-pegged at 1:1) in global trade networks

Banknotes

BD$ 2

Coins

1c

Global Network Integration

The FX Intelligence terminal maps the institutional footprint of the Bermudian Dollar, highlighting cross-border utilization and primary trading corridors.

Fiat (USD-pegged at 1:1)
Classification
USD/BMD (1:1)
Top Pair Mapping
Bermuda; USD accepted at par everywhere
Main Adoption Regions
Bermudian Dollar Trading Terminal

Verified Authority

Regulated data streams mapped to Bermuda Monetary Authority (BMA).

Economic Intelligence

BMD Market Insights

Deep-dive analysis of the Bermudian Dollar's global impact, remittance role, and institutional influence.

Strong Currency Impact

Strong Currency Impact

N/A (USD-pegged); cheaper imports; lower reinsurance pricing competitiveness when USD strengthens against GBP/EUR

Weak Currency Impact

Weak Currency Impact

N/A (USD-pegged); higher reinsurance revenues after major catastrophe years (Andrew 1992, Katrina 2005, Harvey/Irma/Maria 2017); cat bond issuance surge drives financial activity

Remittance Role

Remittance Role

Bermuda receives modest remittances from Bermudian diaspora in UK; significant international professionals in insurance and finance sector send remittances home; no meaningful inward remittance dependency

Central Bank Tools

Central Bank Tools

USD peg mechanism (100% reserve backing), Insurance regulation (Class 4, Cat bonds), Fund licensing, AML supervision (BMA)

Support & Resources

Common Questions About Bermudian Dollar

Everything you need to know about BMD exchange rates, banknotes, and historical significance.

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