Speed depends on transfer method and destination:
Instant to minutes:
Wise (40% of transfers arrive instantly)
Digital wallets (Skrill, Neteller for supported countries)
Western Union to cash pickup locations
Remitly Express to some countries
Same day (under 24 hours):
Most modern providers (Wise, Remitly, WorldRemit)
Bank wires (if sent early in business day)
MoneyGram
1-3 business days:
Most online providers for standard service
Bank transfers
ACH and SEPA transfers
Factors affecting speed:
Payment method (bank transfer faster than credit card)
Destination country banking infrastructure
Recipient collection method (account deposit vs. cash pickup)
Compliance checks and verification requirements
PayinGlobal shows estimated delivery time for each provider.
