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What Is an eSIM and How Does It Work?
News10 min read
Mar 13, 2026

What Is an eSIM and How Does It Work?

An eSIM is a programmable embedded SIM chip that replaces physical SIM cards. Learn how eSIM technology works, which devices support it, how to activate one, and why it matters for NRIs and international travelers managing multiple numbers.

Payin Global
Payin Global
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What Is a Sort Code and What Is It Used For?
News8 min read
Mar 13, 2026

What Is a Sort Code and What Is It Used For?

A sort code is the six-digit code (XX-XX-XX) identifying a UK bank and branch for payment routing. Used in every Faster Payment, BACS, and CHAPS instruction alongside the account number, it is also embedded in the UK IBAN required for international transfers to British accounts.

Payin Global Team
Payin Global Team
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What Is a NUBAN Number and What Is It Used For
News8 min read
Mar 13, 2026

What Is a NUBAN Number and What Is It Used For

A NUBAN is the standardized 10-digit account identifier for all electronic transfers in Nigeria, mandated by the CBN in 2010. Essential for NIP interbank payments and for routing international remittances from the US, UK, and Canada correctly into Nigerian bank accounts.

Payin Global
Payin Global
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What Is a CLABE Number and What Is It Used For?
News8 min read
Mar 13, 2026

What Is a CLABE Number and What Is It Used For?

A CLABE is the mandatory 18-digit code for all electronic bank transfers in Mexico. It encodes bank, city, and account in one verifiable string — required for SPEI domestic transfers and for international remittances from the US and other countries into Mexican accounts.

Payin Global
Payin Global
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What Is a CHAPS Payment?
News9 min read
Mar 13, 2026

What Is a CHAPS Payment?

CHAPS is the UK same-day settlement system for high-value payments including property purchases. It settles in central bank money with no value limit. Learn how CHAPS works, costs, processing deadlines, and when to use it over Faster Payments or BACS.

Payin Global Team
Payin Global Team
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What Is a BSB Number and What Is It Used For
News8 min read
Mar 13, 2026

What Is a BSB Number and What Is It Used For

A BSB number is the six-digit code identifying every Australian bank branch for domestic payment routing. Required alongside the account number for all Australia transfers and — with the SWIFT code — for international wires into Australian bank accounts from abroad.

Payin Global Team
Payin Global Team
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What Is a BACS Payment?
News8 min read
Mar 13, 2026

What Is a BACS Payment?

BACS is the UK electronic payment network processing payroll, Direct Debits, and B2B transfers — over six billion transactions annually. Learn how BACS works, its three-day clearing cycle, payment limits, and how it compares to Faster Payments and CHAPS for your specific needs.

Payin Global
Payin Global
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What Does Deleting an eSIM Do?
News9 min read
Mar 13, 2026

What Does Deleting an eSIM Do?

Deleting an eSIM permanently removes the carrier profile from your device — but it does NOT cancel your phone number or mobile plan. Before you tap delete, understand exactly what happens to your number, your data balance, and how to safely restore service if needed.

Payin Global
Payin Global
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Best Alternatives to Simple Bank
News14 min read
Mar 13, 2026

Best Alternatives to Simple Bank

Simple Bank was one of the most beloved digital banking apps in the US before its April 2021 shutdown

Payin Global
Payin Global
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